Terms of Service

Welcome to CloserCapitalReviews.com ("CloserCapitalReviews," "we," "our," or "us"). By accessing or using our website and services, including any applications, tools, and platforms provided (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

1. Acceptance of Terms

   By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms, including any additional guidelines, rules, or policies referenced herein. These Terms govern your relationship with CloserCapitalReviews regarding all aspects of our financial review and rating services, including evaluations of small and medium business (SMB) loan providers.

2. Eligibility

   Our Service is available only to individuals and entities who are legally capable of entering into binding contracts. By using our Service, you represent and warrant that you meet the eligibility requirements and that all registration information you submit is accurate and complete.

3. Use of the Service

   • Review and Rating Platform: CloserCapitalReviews provides a platform for users to research, review, and rate SMB loan providers, including financial institutions and alternative lenders. We do not provide loans or financial services directly.
   • User Conduct: You agree to use the Service only for lawful purposes and in compliance with all applicable local, state, national, and international laws and regulations. Prohibited activities include, but are not limited to, posting false, misleading, or defamatory content.
   • Account Security: If you create an account, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.

4. Accuracy and Third-Party Content

   • No Guarantee of Accuracy: CloserCapitalReviews does not guarantee the accuracy, completeness, or reliability of reviews, ratings, or third-party information posted on the platform. Users should conduct their own research before making financial decisions.
   • Independent Third Parties: Reviews and ratings are user-generated and do not reflect the opinions of CloserCapitalReviews. We do not endorse or verify the claims made by users or third-party entities.

5. Fees and Payment

   Our platform is free to access for users. If any paid features or premium services are introduced, all applicable fees will be clearly disclosed before purchase. Any paid services will be non-refundable unless otherwise stated in writing.

6. Intellectual Property

   All content, features, and functionality provided through the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of CloserCapitalReviews or its licensors and are protected by applicable intellectual property laws. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission from CloserCapitalReviews.

7. Disclaimers

   • General Disclaimer: The Service is provided "as is" and "as available," without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
   • Financial Advice: The information provided through our Service is for informational purposes only and does not constitute financial, legal, or professional advice. You should consult with a qualified professional before making any financial decisions.

8. Limitation of Liability

   To the fullest extent permitted by law, CloserCapitalReviews shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

   • Your access to or use of, or inability to access or use, the Service
   • Any conduct or content of any third party on the Service
   • Unauthorized access, use, or alteration of your transmissions or content

9. Indemnification

   You agree to indemnify, defend, and hold harmless CloserCapitalReviews, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

10. Termination

    We reserve the right to suspend or terminate your access to the Service, without prior notice, for any reason, including but not limited to your violation of these Terms. Upon termination, all rights granted to you under these Terms will immediately cease.

11. Governing Law and Dispute Resolution

    These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which CloserCapitalReviews operates, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or the Service shall be resolved exclusively in the appropriate state or federal courts located within the relevant jurisdiction.

12. Changes to Terms

    CloserCapitalReviews reserves the right to modify or update these Terms at any time. Any changes will be effective upon posting the revised Terms on our website. Your continued use of the Service following the posting of changes constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically for any updates.

13. Contact Us

    If you have any questions about these Terms, please contact us at:

CloserCapitalReviews.com
Email: info@closercapitalreviews.com